I never went the test/return route. Sounds like fun actually.
My mom has the 6+. It's not a bad phone, but definitely is a hassle to newly convert yourself entirely to Apple support whereas Android is literally running off your likely-existing Google account. I had an iPhone 3GS and never bothered creating a library with iTunes. Every time I needed to make an app purchase I had to go through the trial of recovering my password. And then when I got an iPad, I never bothered with the cloud storage. Don't want to upload my nudes anyway.
Holding off until November for my next phone. Still on a "traditional" 2-year contract, but hopefully that aligns with a successor the LG V10 (which I guess their equivalent to the Note). I kinda want to get in that supra-flagship level so I can go to restaurants and throw my phone on the table like "what?", while adjusting my fedora and brushing off cheeto dust.
I wouldn't have thought of it either, but if a place doesn't have restocking fees, why not? I wish I could have done a 2 year contract, but Verizon would have killed my unlimited data plan.
I looked at the V10 but the thing with 2 screens irked me. But that's the beauty of Android, you pick and choose what you want.