What Really Grinds Your Gears?

[kronin323]

Sorry about the late response, but didnt he say he was going to take a blowtorch on them? It got locked b4 i got to say that because it looks fake, that blowtorch mite melt them because god only knows what kind of metal alloys it was made with-aluminiun,crapium, most likely not a strong or heat tolerant as an actual xmetal im ssuming.

He said he was thinking about torching them IF they were real. Which was the whole point of my post - that, despite a bunch of people who know what they're talking about saying they were definitely fake, he kept replying with some sort of comment implying he still thought there was a chance they were real, ignoring the feedback.

But I guess rationality won out because he later posted that he cancelled the transaction. I have a co-worker like that - always refuses to concede when on the losing side of an argument, but after that fact his actions show concession.

And it's all good - the guy continues to participate on the forum and has put out some good content; don't consider my earlier post as a personal attack but just a SMH about that type of behavior, whoever does it...

 

[Duke Nivram]

Debt!

 

[kronin323]

Debit!

?

 

[Duke Nivram]

i was stupid when i was younger and trying to get rid of it all is frustrating

 

[kronin323]

i was stupid when i was younger and trying to get rid of it all is frustrating

Ah, debt... Yeah, I know what you mean. Marrying a CPA was a smart move on my part...

 

[Duke Nivram]

Ah, debt... Yeah, I know what you mean. Marrying a CPA was a smart move on my part...

did not see my typo till your post

 

[OakleyFrankFMJ]

Debt!

It is possible to knock it all out. Just takes patience and self control with spending on a budget.

 

[Duke Nivram]

It is possible to knock it all out. Just takes patience and self control with spending on a budget.

and time i see it whittle away and that helps but if i could go back and slap my self i would. also trying to do my best to make sure my kids dont fall into the same trap

 

[OakleyFrankFMJ]

and time i see it whittle away and that helps but if i could go back and slap my self i would. also trying to do my best to make sure my kids dont fall into the same trap

That is the thing.....as kids if nobody taught us then we are stupid....the best thing is to make sure to teach your kids and hope they learn, they should but ya gotta hope anyway.

 

[kronin323]

did not see my typo till your post

lol - I was like, "Debit? As opposed to credit? What's the problem?"...

But yeah, paying off something like that just takes a firm commitment to a sizable monthly payment and sticking to it, without adding to the debt, until it's gone and you're no longer getting hit with all that interest... It's frustrating to see that much money go away each month, you think things like, "I could be making a nice new car payment with this..." and then having to stay that way for some number of years, potentially.

Some people will make that big monthly payment but also keep adding to the debt and, even if they're paying more than they're adding, the interest added just by having the debt is money down the toilet and net change to the balance is minimal.

But once it's gone, all that monthly payment money is finally freed up and all one has to do is live within one's means. We pay for nearly everything with credit, but we pay off the full balance each month and thus never incur any interest.

But on the whole "credit / debit" thing, it makes me think of another "grinds my gears" thing - people who still pay for groceries with an old-fashioned check. Especially in the express lane. It takes forever. C'mon, people, welcome to the 21st century!

Afraid of identity theft from using a debit card? Well, guess what - that check you're writing has your name, address, phone number, driver's license number, bank account number, sometimes even your SSN, and an example of your signature on it. All unencrypted. Now THAT's identity theft risk.

Just distrustful of electronic media vs. paper? Again, guess what - more and more business are converting to check processing systems where the check is scanned into a digital copy and the transaction is handled as an EFT.

So buck up, get a debit card, and relegate your old checkbook to writing gifts for the grandchildren...