@kronin323 exactly!!! U expressed it in waaaay better English than me but that is the point.Plus in the credit card if for any reason u dont pay it by the end of the time frame interests start geting imposed.in the prepaid card way it is like...u have the cash?? U make the purchase.But linking a card to a bank account would provide access to all the funds in the account - this way, it only has access to the amount of funds he transfers to it, so if it gets stolen the thief can't get to his entire account.