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Fees on gift/personal payment/payment owed etc are charged when it is NOT a balance transfer. If it comes from a credit card or bank, you pay fees. As for anything else, you now open yourself up also as a seller. It's JUST LIKE EBAY...Don't EVER forget it. Ebay owns paypal, hence the reason why they have all these nifty things like SNAD....Significantly Not As Described...Yeah, that's right, ya wanna open yourself up as a seller, accept those fees, make em pay, uh huh....And sit back and wait. You will get screwed eventually. Like, "I paid for a Pit Boss, you send me a fake"...Yup, ask BADPD77, he is very familiar with the 'ole hose job. A payment owed, gift, etc also protects the seller. When a buyer has an issue paying that way, I refund it or refuse. I don't care personally one way or the other. I have also been burned several times and it is just now a policy. Also, read the fine print for a 1099-k..Ya wanna pay income tax here in the states at the end of the year? If people are honest on both sides, then it will be understood and accepted. If not, there will be a fuss made, and you simply don't do the deal or try a bank to bank transfer. Postal Money orders work to but have to be the USPS ones. And trust me, even the others can be disputed. Just dealt with one for a deal my son did through Craigslist. Even the paypal guy had no explanation as to how it was possible. Just be honest, deal on the up and up, and it should all work itself out.Username Hidden said:last 2 times i sent money gifted, they charged me too! not the 3% or whatever but a couple of bucks. I wonder if were still protected when gifting money since they charge fees?